How To Make $10K A Month: 13 Best Ways in 2024

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Ever dreamed of making $10,000 every month? Guess what? You can start earning that kind of money today! In this article, I’ll show you how to make $10k a month. Plus, I’ll give you all the resources you need to get started!

What would $10,000 per month mean to you?

For me, it means the freedom to travel and pursue my hobbies. The freedom to spend more time with family. The freedom to stop worrying about bills and stop living my life on someone else’s schedule.

I know what many of you are thinking. $10k a month? That’s a lot of money … Is it realistic?

It’s true: earning $10,000 per month would mean that you were effectively making double the average income in the United States.

But it is also true that it has never been easier to make $10k a month and achieve the financial freedom for the type of lifestyle you desire.

All you need is a plan.

That’s why below, I’ll share the 13 best and most realistic options for how to make $10k a month right now.

And I will also provide you with the resources you need to get started today.


13 Realistic Ways To Make $10k A Month

1. Get a High-Paying Job

The most straightforward answer to the question of how to make $10k a month is to get a job that pays $120,000 per year. I know, easier said than done, but it can be done!

The key is to target highly lucrative specialized fields, such as:

  • Health care
  • Data science
  • Software engineering
  • AI
  • Finance management
  • Marketing analytics
  • Social media management

If you are just starting your career, you might target one of these fields immediately. But even if you work in a different field, you likely have some skills needed for a higher-paying job.

Think about tech skills, as well as the ability to construct, analyze, and apply data.

If you’re working with these skills in a poorly paid field, you can likely transfer them into something more lucrative in healthcare, finance, or elsewhere.

Bonus tip: you don’t even need a new field of work to start leveraging your skills towards $10k per month. Check out my breakdown of How to Get the Raise You Deserve and Really Increase Your Salary.

2. Buy a Business

If you’re a regular here at Gathering Dreams, you’ve heard me talk a lot about starting your own business, which I think can be an incredibly rewarding way to earn a living.

However, there is another option: you can buy a business that is already fully formed and profitable!

Here is the secret: Aging boomers who have spent their lives building small businesses now want to retire, and they don’t have a plan for who will take over or how to cash out. This means the opportunity to buy a business which could make you $10k a month, or more, immediately. Without having to do all the work of building it!

These can be any of the businesses you see in your community, from restaurants and retail stores to cleaning and landscaping companies, to plumbing businesses and auto shops, and beyond!

The best part? You can actually buy a business even if you don’t have a lot of extra money to invest.

Seriously, many business owners looking for an exit plan will allow you to sign a deal that pays them from the company’s profits!

Ready to get started? Check out

3. Start A Digital Agency

I often talk about all the great opportunities for freelancers right now. In fact, I know that some of you have built thriving freelance careers using the tips and tricks I’ve provided.

But as every successful freelancer knows, there comes a time when you are totally booked with work. This might mean you are forced to turn down gigs and leave money on the table.

When you reach this point, it’s time to take things to the next level and start a digital agency!

What this means is that you build a stable of other freelancers to work with you, or for you.

Say, for example, you had a thriving virtual assistant business. You could work with a bookkeeper to handle the numbers for your clients, social media managers to run their social media presence, and a writer to compose their blog. Add in an SEO specialist to optimize content, and a proofreader to give everything a once-over, and you’ll have a whole digital agency built around your original virtual assistant business!

To get started, focus on a niche market, build a strong online presence, offer high-quality services, and prioritize client satisfaction.

4. Online Course Creation

The e-learning industry has seen remarkable growth in recent years. Everyone wants to learn something, from students improving grades to hobbyists mastering skills to professionals advancing careers. Online resources have simplified learning, making it much easier and more accessible.

This means that now is the perfect time to make money by sharing your unique skills through an online course!

Some of the most popular categories of online courses right now:

  • Cooking
  • Music
  • Art
  • Photography
  • Content creation
  • Technology
  • Marketing
  • Business and entrepreneurship
  • Languages

The best part is, once you’ve created a course to sell, you can sell it an infinite number of times. This means that online courses provide a strategy not just for how to make $10k a month, but for how to make 10k a month passive income.

To get started, check out platforms like Teachable, Skillshare, and Udemy, which give you all the tools to create and sell something unique.

5. Real Estate Investing

Investing in real estate has long been one of my favorite ways to create a steady stream of income. In fact, real estate investing was one of the first things I pursued as I began on my journey to financial freedom.

What comes to mind when you hear ‘real estate investing’ is probably buying a property and renting it out.

With this strategy, you can earn a steady income from long-term tenants, or look to shorter term rentals and earn higher profit margins if you don’t mind putting in a bit more work.

But what if you don’t have a lot of money to invest in property? Or don’t want the hassle of becoming a landlord? Try investing in a real estate investment trust (REIT).

A REIT allows investors to buy shares in commercial real estate portfolios.

In practice, you’ll co-own income-generating properties such as apartment complexes, office buildings, and hotels.

You can start investing in REITs for only a few dollars. And better still, over the past 20 years, some REITs have outperformed the S&P 500 index.

Bonus: If you want to know more, you’ve got to read Retire Early with Real Estate. It’s the book I wish I had when I started my own journey as a real estate investor.

6. E-commerce Store

With e-commerce booming, there’s a huge global market for selling almost anything, making starting your own online store one of the best ways to earn $10k a month.

What could you sell?

You might sell things you make yourself – from bath bombs to natural cosmetics, to soap and candles, to jewelry and sewn items, to artwork, and beyond!

Etsy is a great place to get this done.

Digital products are also hugely profitable right now. Think about things like PDFs, graphics, digital templates, audio content, online courses, and one of my personal favorites, printables.

If you need more ideas, check my complete list of the 25 Most Profitable Things to Sell Online.

But if you are thinking about starting an e-commerce store, the best place to get this done is with Shopify.

This is where Dan and I started an online business a few years ago. In my opinion, it’s the best place to launch an online store to this day.

Want to know more? Take a look at Everything You Need to Know to Start an Online Store.

7. Professional Blogging

When I get asked how to make $10k a month, blogging will always be one of my favorite answers. Okay, so I might be a bit biased, but I think blogging is an incredibly fulfilling way to get paid to share your passion with the world.

How do I know blogging is a way to make $10k a month? Because, well, it does for me! Seriously, this blog you are reading right now, which I started in my spare time with no previous experience, earns me six-figures every year!

I’m not the only one. These are just a few examples of blogs across genres that make six figures every year:

Bloggers can make money in many ways, from advertising to selling products, to receiving paid sponsorships, to hosting webinars. And, of course, affiliate marketing.

Ready to get started? Begin with my comprehensive, step-by-step guide on How to Start a Blog and Make Money.

8. Software Development

As businesses move more operations online, software developers are in high demand. And because it is a highly specialized skilled job, this role can be massively lucrative.

Software developers are those who build, maintain, and improve computer software and networking systems for business or consumer needs. As such, they require coding and programming skills and a knowledge of software engineering principles and software architecture.

More software development roles are remote, as companies seek experts globally, making it an excellent job to do from home or anywhere in the world.

To start working as a software developer without skills, begin by learning programming languages through online courses or coding bootcamps, practicing coding regularly, and building projects to demonstrate your abilities to potential employers.

If you’ve already got the skills, the best place to start looking for software development jobs, both freelance and contract, is FlexJobs. It’s an online job board where you can find remote work opportunities from around the world.

The best part is that they carefully screen all job opportunities for scams before posting them. This means that when you see an opportunity, you’ll know it’s legit.

9. Web Design And Development

Similar to software developers, web designers and developers are in high demand right now.

Every business needs a high-functioning and impressive website, meaning that not only do they need someone to build their website for them, but they need constant updates and improvements to stay relevant and ahead of the curve.

As a web developer, you will build, modify, and maintain a website at its most fundamental level, developing applications and functionality.

This means you’ll need coding skills and a knowledge of programming languages, as well as skills in UX (user experience) design and software development fundamentals.

What is particularly great for people looking to start in web development is that the industry is changing so rapidly that techniques from only a few years ago are already outdated.

This means that if you are able to jump on top of the latest technology and specializations, you can quickly become an industry leader.

If you’re ready to start and you want to strengthen your skills, check out this amazing Web Developer Bootcamp course on Udemy.

10. Content Writing and Copywriting

Today, businesses need an unending stream of written content to promote their brands, engage with clients, market their products and services, and support their operations. This means that it is exceedingly possible to make $10k a month as a freelance writer.

Freelance writing could mean helping a business with everything from website content to sales pages and marketing materials, to email messaging, to social media content, to their blogs and whitepapers.

How do you find freelance writing work and start making money?

One great place is ProBlogger, where you will find online jobs listed for all sorts of different writing projects and niches, alongside a ton of great resources for writers to expand their business.

Another great way to get freelance writing work, especially when you are just starting out, is posting an ad in a freelance services marketplace like Fiverr and letting clients come to you.

If you’re ready to start, begin with my complete breakdown of How to Become a Freelance Writer. Then, start looking for work on my list of the 15 Best Freelance Writing Websites to Find High-Paying Gigs.

11. Invest in Stock

Admittedly, I was long terrified of investing in the stock market. The thought of trying to pick stocks and watching nervously as they go up – and especially down – always felt too risky for me.

That is until I learned about a way to start investing in the stock market without taking big risks. It’s called ‘index investing,’ and in short, it means that you invest in an index fund that mirrors the performance of the entire stock market.

The best part?

Index funds have been shown to consistently outperform actively managed mutual funds over the long run. In other words, you take less risk and make more money!

If you want a sustainable investing strategy that isn’t too risky or complicated, I would highly recommend this approach.

Even if you don’t have a lot of extra cash to invest, as you begin to save money, investing in stocks is definitely something that can help you towards financial freedom. And the sooner you start, the better!

So, where do you start? Well, the first thing I would recommend is that you read The Simple Path to Wealth. It’s one of my favorite financial books and one that helped me immeasurably on my own investing journey.

12. High-Commission Sales Jobs

Sales are critical to most companies, meaning if you’ve got the ability to close a deal, sales can be a lucrative and sought-after career.

The great thing about sales jobs, and why they give you an opportunity to blow past $10k a month, is that often you will earn money from both a base salary, as well as additional compensation in the form of a commission when you make sales.

In other words, unlimited earning potential!

The thing is, certain industries are far more lucrative for salespeople than others, offering higher commissions and more chances to earn them, so the key is to aim for these industries where your sales skills are worth the most money.

Right now, this includes:

  • Software sales: selling a company’s software to other businesses, professionals, or consumers.
  • Pharmaceutical sales: selling new medications and products to doctors, hospitals, and other medical facilities.
  • Digital sales: selling digital services like analytic tracking, ad campaigns, training programs, and more to business owners.
  • Enterprise sales: making big business-to-business deals in large quantities of products with high commissions.

13. Content Creator

It seems like the term ‘content creator’ has obtained an almost mythical stature in our culture, a sort of secret fraternity of those earning money doing what they love.

We’ve all heard the success stories of those making a good living off their content or even millions of dollars every year.

The question is, how do they do it? That is to say, how can you make money as a content creator?

Good news. Whether creating content on a YouTube channel, through a podcast, or even on TikTok, there are so many ways.

As a content creator, you can make money placing ads within your content, you can jump into an affiliate program and paid collaborations with brands, receive sponsorships, or even sell your own products and branded merch while offering Patreon subscriptions to your most dedicated fans.

The larger your community of followers and the more engaged they are with your work, the more money you will make.

Ready to get started? Check out my breakdowns of How to Make Money on YouTube and How to Make Money on TikTok.


What’s the fastest way to make $10,000 a month?

If you have the skills, the fastest way to make $10,000 a month is to jump into a specialized field like software or website development, high-commission sales, or copywriting, where experts are in high demand, and you can make big money right away. Fast or slow, though, all of the options listed above provide the opportunity to earn 10k per month.

Can I make $10k a month with no experience?

The short answer is yes, you can make $10k a month with no experience. How can I be so sure? Because when I started this blog, I had no experience to speak of, and it now earns me six-figures every year! But whatever option you decide to pursue for how to make $10k a month, if you lack experience, there are so many free and paid resources out there to help you get started. I’ve listed many of these valuable resources in this blog, so please do not be afraid to utilize them!

Do I need a degree to make $10k a month?

Broadly, the answer is no, you do not need a degree to make $10k a month. While some of the options listed above, such as software or website development, will require a degree, most of them don’t. That said, even where a degree is not required, do not be afraid to invest in yourself by using the resources I’ve provided above in order to build your skills and make yourself more appealing to clients.

Ready to start?

So, there you have it, the 13 best ways for how to make $10k a month. It might seem like a lot of money, particularly if you are far away from the goal, but believe me, it is more realistic than you might think!

I remember when I finally reached that magical 10k threshold, and it felt amazing. That’s why I put this blog together, because I want that same feeling for you.

With the options and resources listed above, I am certain you can make it!

As you begin your journey to 10k a month, please do let me know how it’s going in the comments, and if you have any questions I could possibly help with.

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