35 Best Apps To Save Money

Did you know that you can use your phone to save money? From shopping for groceries to paying your bills, to taking that vacation you’ve been waiting for, here you’ll find a list of the best apps to save money. These apps will help you save more without stress!

Today, there are apps to save money on nearly everything. Where does one even start?

Here is a secret: the best money saving apps are those which pay you for things you already do every single day. 

Think about it.

How would you like a little extra cash in your pocket without changing your habits or altering your schedule?

Want to know how? I’ve got you!

From shopping for groceries to paying your bills, to taking that vacation you’ve been waiting for, read below for the best apps to save money on things you’re already doing and how to best use them to get more money today.

35 Best Apps To Save Money

• Apps to Save Money On Shopping
• Apps to Find Local Deals
• Apps to Save Money On Groceries
• Apps to Reduce Waste and Save Money
• Apps to Lower Your Bills
• Apps to Reach Your Savings Goals
• Budgeting Apps
• Apps to Save Money on Travel

Apps to save money on shopping

1. Swagbucks

Swagbucks is a great app to earn money with surveys, but did you know it is also one of the best apps to save money when shopping?

Shop through the free Swagbucks app to earn rewards points which can be redeemed for cash to a PayPal account or gift cards for places like Amazon, Walmart, Starbucks, and more.

Your choices will not be limited; Swagbucks partners with over 5,000 favorite retailers and brands.

Download the Swagbucks app here!

2. Drop

Drop is a free mobile app for those looking to dive a little deeper to get the biggest savings.

Like other apps, you earn points by purchasing from partner stores. However, with the Drop app, different retailers offer different points per dollar spent. For example, Walmart is two points per dollar spent, while Dunkin Donuts is 14 points per dollar. 

It might be worth checking to see if your favorites are worth big points.

Download the Drop app here!

3. Pogo

Pogo lets you earn money without taking photos of receipts!

Simply download the app here, and you can begin claiming points in minutes – including points for purchases you made in the last two weeks.

I am not surprised it has over 100k reviews on Google Play and around 4.6 stars! And a staggering 4.9 on the App store.

Download the Pogo app here!

4. Rakuten

Do you shop at Walmart, Target, Home Depot, and Best Buy? What about on eBay or Amazon? If so, there are money saving apps that will pay you to shop at these and other major retailers.

Rakuten partners with over 2,500 stores to save you money every time you shop. Simply choose the store you want to shop at in the free Rakuten app, and you will receive between 5-20% cash back on your everyday purchases.

Yes, it really is that easy. It’s free money!

Why not get paid for the shopping you’re doing anyway?

Download the Rakuten app here!

5. Honey

What started as a popular website has now branched out into the Honey Smart Shopping Assistant.

Honey advertises that shopping through this simple app saves customers an average of 17.92% on purchases.

But that’s not even the best part. By signing up for the free Honey Gold rewards program, you can also earn points on purchases that can be redeemed for gift cards, in addition to the savings you’re already getting!

Download the Honey app here!

6. Shopkick

Shopkick may top off the list of money-saving apps for those who do more in-person shopping than online.

Yes, you can use the Shopkick app to earn points shopping at their partner stores online, but in-person shoppers can also earn points by purchasing eligible items and scanning the receipts. When you have enough points, they can be redeemed for gift cards.

Better still, Shopkick offers points for scanning the barcodes of certain items in stores, even if you don’t buy. You can even get points just for walking into certain stores!

With Shopkick, there are many ways to turn your weekly grocery trip into a side hustle.

Download the Shopkick app here!

7. Receipt Hog

Use the free Receipt Hog app to scan your receipts and earn points which can be redeemed for Amazon gift cards or cash through PayPal.

The big difference is that while other apps often focus on stores, Receipt Hog focuses on brands. This means you can scan a receipt from pretty much anywhere for a purchase of one of their partner brands.

If you shop more at local businesses, as opposed to big box stores or Amazon, Receipt Hog might be the shopping app for you.

Download the Receipt Hog app here!

8. Free Stuff Finder

We can’t mention the best apps to save money on shopping without bringing up Free Stuff Finder.

24/7, 365 days a year, the Free Stuff Finder team scours the depths of the internet for the best deals, samples, and freebies, which they then bring to you through their free app.

You can check back daily, or multiple times per day, and see what kind of deals they’ve found – they post over 50 new deals every day!

Download the Free Stuff Finder app here!

Apps to find local deals

9. Groupon

By now, most of us have probably heard of Groupon, where businesses offer special discounts, usually between 40-70% off, on all sorts of unique products and services.

Since its founding in 2008, Groupon has sold over 1.5 billion Groupons.

Simply download the free app and see what deals there are today, tomorrow, and the day after that – every day, there are new offers!

Download the Groupon app here!

10. LivingSocial

Here is a little secret: Groupon has been around for so long and is so well known that these days it most often works with large retailers and major brands.

For more unique, local offers, check out LivingSocial, which provides heavily discounted offers from local stores near you.

LivingSocial is a great option to support local businesses and get a great deal while you do it!

Download the LivingSocial app here!

11. Flipp

Flipp is a free app that delivers all the flyers in local newspapers digitally, allowing you to flip through pages with the swipe of a finger and clip those you want to save.

The best part for dedicated bargain hunters is that the app lets you view weekly deals days before they appear in the local paper, giving you the jump on the rest of the neighborhood.

Download the Flipp app here!

Apps to save money on groceries

12. Ibotta

Did you know: the average American family spends about 10% of their budget on food?

Hey, we’ve all got to eat.

How about saving money on your groceries every time you shop?

Ibotta partners with over 1,500 grocery brands and retailers to save you a lot of money on your groceries.

Use the free Ibotta app to get in-store discounts before you shop, then scan the barcodes of discounted items and take a photo of your receipt after you buy.

From there, you will receive the monetary value of the discount in your Ibotta account, which can be transferred to your PayPal or bank account.

Download the Ibotta app here!

13. Coupons.com

Founded in 1998, Coupons.com is the OG of the online discount game. What started as a place to print coupons at home is now one of the best apps to save money on your groceries, and it’s totally free to use! 

With the app, you can scan your receipts for cash back on eligible products or load linked card offers onto your debit card or credit cards. You can even link the app to your grocery store loyalty card and receive cash back automatically whenever you use it.

And yes, you can still print old-school coupons too.

Download the Coupons.com app here!

14. Fetch Rewards

If Coupons.com is the OG, Fetch Rewards is the new kid on the block.

People Magazine recently proclaimed Fetch Rewards as the app to save money on “literally anything from anywhere.”

Ok, so maybe not ‘literally,’ but the free app will save you money on groceries and other household products, health and beauty products, and even alcohol! 

Simply use the app to submit receipts from online or in-store purchases and earn points that can be redeemed for gift cards from major brands.

Like Receipt Hog, Fetch Rewards does not partner with stores but with brands, meaning you can scan a receipt from pretty much anywhere you shop.

Download Fetch Rewards here!

Apps to reduce waste and save money

15. Too Good To Go

Did you know that the United States throws out approximately 40% of the food it produces, an average of 1 pound of food per American per day, in the trash? 

It’s not just gluttonous; it’s destroying the environment. Check this out – if global food waste were a country, it would be the third largest contributor to greenhouse gas emissions.

Statistics like these have led to the creation of apps designed to address the problem of food waste. Take Too Good To Go partners with over 2,000 restaurants and food retailers to find a home for food that would otherwise be thrown out.

Here’s how it works: use the free app to find local grocery stores, restaurants, bakeries, and so on, and buy $4, $5, or $6 “surprise bags.” Inside each bag is three times the value you paid for perfectly good food, which can’t be sold the next day.

All you have to do is show up at the closing time and pick it up!

Download the Too Good To Go app here!

16. YourLocal

Like Too Good To Go, you can use the free YourLocal app to find restaurants in your area offering unsold food for up to 70% off at the end of the day.

And hey, nobody says you can’t scour both YourLocal and Too Good To Go to see what’s on the menu every day.

Download YourLocal app here!

17. Olio

Similar to YourLocal and Too Good To Go, but with one major difference – everything you get is totally free.

Olio is the app that connects you with supermarkets and bakeries, local farmers, and even ordinary people cleaning out their fridges, all looking to get rid of their unsold or unwanted food before its best-before date.

Chances are, what’s available is something good – over 5 million people use Olio around the world.

Download the Olio app here!

18. Flashfood

With Flashfood, grocery store items nearing their best before date are placed in an in-store ‘Flashfood fridge‘ rather than thrown out.

You can then find and purchase these specific items on the free Flashfood app for at least 50% off.

And with partners like Meijer, Loblaws, Giant Eagle, and other grocery giants, the chances are there’s a Flashfood fridge in your neighborhood.

Download the Flashfood app here!

Apps to lower your bills

19. Billshark

Did you know: 84% of people underestimate what they are paying each month for their subscription-based services? In fact, the average person is paying 197% more than they think they are.

The solution? Use financial apps to save money on your bills.

Start with Billshark. They’ll negotiate on your behalf with subscription-based service providers for lower rates. And get this: they say they have a 90% success rate! 

The Billshark app is free to use. However, they will take 40% of any savings they negotiate as commission.

And how’s this for an estimate – according to Billshark, Americans could save $50 billion per year by negotiating their bills for subscription services. Talk about one of the best money hacks around!

Download the Billshark app here!

20. Truebill

Like Billshark, Truebill will negotiate for you with subscription-based service providers to lower your monthly bills and take 40% of the savings in commission. In addition, the Truebill app will identify and cancel any unused and unwanted monthly subscriptions.

For people living in places with poor service coverage, Truebill will negotiate refunds from providers when temporary outages happen.

All told, Truebill says its average user saves $512 per year – not bad!

Download the Truebill app here!

Apps to reach your savings goals

21. Digit

It can be challenging to save money or create an emergency fund, even for those who have mastered the best personal finance hacks. 

Great news, there are savings apps that will do much of the hard work for you.

Digit analyzes your spending habits, incoming bills, and cash flow to create personalized savings controls within your Digit account.

Basically, Digit will determine when and how much you can afford to save, then transfer it automatically into a savings account, helping you reach your long-term goals.

The app has a $5 monthly subscription fee, but it may be the perfect app for you if you have difficulty finding space to put money away.

Download the Digit app here!

22. Acorns

Acorns rounds up each purchase you make to the nearest dollar and puts that money away in automatic savings.

But that’s just the start.

Acorns then takes this money and invests it for you, growing your savings faster.

Don’t worry. You are asked a series of simple questions to determine how these investments should be made, including picking your risk tolerance.

Bonus: Acorns partners with major companies like Walmart, Nike, Airbnb, and more. When you buy from these partners through the Acorns app, a percentage of the sales, usually between 1-5%, will go into your investments.

Fees are between $1-$5 per month, with additional features unlocked as the price rises.

Download the Acorns app here and get a free $5 bonus!

23. Qapital

While Acorn and Digit are excellent, the most enjoyable way to save might be with the Qapital app.

Why?

It all comes down to their creative ‘Rules,’ which act as triggers to save. For example, you can choose to save a certain amount every time you run a mile, reach your daily step goal, or even make a post on Instagram.

You can link the Qapital app with many of the best mobile apps for all sorts of customized saving triggers! 

Qapital makes saving less of a struggle and more of a fun game.

Fees for the app are between $3-12 per month.

Download the Qapital app here!

24. Stash

Stash allows you to save through round-ups, on a set schedule, or through their ‘Smart Stash’ system, which analyzes your habits and transfers what you can afford to save.

But Stash really goes further through its investment options for these savings. Unlike Acorns, which provides only a handful of options, Stash has hundreds of individual stock choices, even fractional share investing, and themed choices like ‘Blue Chips’ or ‘Delicious Dividends.’

Those looking to start making bigger investment decisions may want to start saving with Stash.

Fees are between $1-9 per month.

Download the Stash app here!

Budgeting apps

25. Mint

One of the most crucial parts of achieving not only financial health but financial freedom is a rock-solid budget. So how can you most effectively budget your money?

Start with Mint, a free personal finance app that brings all of your financial accounts together in one place. The app will analyze your spending and investment accounts, track your bills, and develop personalized budget goals.

Best of all, the app will provide you with your credit score for free, anytime and as often as you like, without impacting your credit.

Download the Mint app here!

26. You Need A Budget (YNAB)

YNAB helps you budget by assigning a job to every dollar, breaking your income into specific categories and expenses.

I like this because it is an easy way to check when you can afford to splurge. Someone invites you to dinner? Just check your ‘Eating Out’ category and see if it’s in your budget.

As a bonus, YNAB offers dozens of live workshops per week, hundreds of articles and guides, and a lively online forum to help you create a budget that works for you.

Unlike Mint, YNAB is not free. The app costs $11.99/month, or $84/year. However, you can see what YNAB offers with a 34-day free trial that does not require a credit card.

Download the YNAB app here!

27. PocketGuard

What sets PocketGuard apart as one of the best budgeting apps to save money is its proprietary ‘In My Pocket‘ feature.

By analyzing your income, upcoming bills, and debt, the free PocketGuard app will tell you exactly how much you have to spend at any given moment, the amount in your pocket.

 It’s no wonder CNBC called PocketGuard “the best budgeting app for over-spenders.”

Download the PocketGuard app here!

28. Personal Capital

Personal Capital is the perfect app to rule them all.

One glance and you can see why Forbes called it a “one-stop shop to manage nearly all aspects of your finances.”

Within the app, you will see an overview of your net worth, your monthly budget goals and cash flow, your investment portfolio balance, and how it’s all affecting your retirement plan.

The app is free, though Personal Capital offers investment advisory services and other financial products for a monthly fee.

Download the Personal Capital app here!

Apps to save money on travel

29. Booking.com

One of the best ways to save money for traveling is to save money on traveling.

Start with the free Booking.com app, which offers incredible deals on all parts of your vacation – from flights to accommodations to car rentals, even over 70,000 tours and attractions worldwide.

See you out there! And don’t forget to brush up on the best travel hacks before you head out.

Download the Booking.com app here!

30. Kayak

The key thing about Kayak is that it is not, like Booking.com, an online travel agent. Instead, it is a sort of travel search engine which finds the best deals from online travel agents all over the web and brings them to you.

Use the free Kayak app to find a better deal on flights, hotels, rental cars, and even vacation packages and cruises. You can even track prices on things you’re looking to book, allowing you to jump in when the price drops.

Download the Kayak app here!

31. HotelTonight

HotelTonight tops the list of best apps to save money on accommodations specifically. The app brings users deals on more than 15,000 hotels in 35 countries around the world.

Fun fact: hotels have an average occupancy rate of 65%; one in three rooms is not making them any money.

This means you can use the free HotelTonight app to book accommodations at the last minute for a much lower price, up to a 70% discount!

Download the HotelTonight app here!

32. SkyScanner

Looking for cheap flights? Use the free Skyscanner app to find the best deals on flights all over the world.

Just choose where you’d like to go, and the app will send you alerts when inexpensive flights become available. Or, search “everywhere” to find the cheapest flights across the globe.

Download the Skyscanner app here!

33. Rentalcars.com

Rentalcars.com brings together the best car rental deals from major players like Hertz, Avis, Alamo, Budget, and more.

Rentalcars.com is a broker, meaning they arrange the rental on your behalf, using their massive buying power to get you the lowest price.

All you have to do is show up and hit the road!

Download the Rentalscars.com app here!

34. GasBuddy

If you drive, you’ve got to check out the GasBuddy. It’s a free app that gives you real-time updates on gas prices in your area, making it easy to find the best deals.

You can even get a Pay with GasBuddy card to swipe at the pump for up to 25 cents off per gallon.

Or, get GasBuddy Premium for $9.99/month, which not only gives you 20 cents per gallon off for your first 50 gallons per month but 24-hour roadside assistance.

Download the GasBuddy app here!

35. Transit App

The Transit app is a must-have for those who don’t want to drive everywhere. The app provides real-time public transit data on bus, rail, and even bike sharing for hundreds of metro areas worldwide.

If we’re thinking about the best money saving apps, one that allows you to leave your car at home more easily has to be on the list!

Download the Transit app here!

Which money saving apps are best for you?

Finding the best apps to save money is simply a matter of determining what you already do that you can save money on.

From shopping online to creating your household budget to planning your next vacation, you should be getting paid to do these things!

So what are you waiting for?

The question isn’t what are the best apps to save money, but how many of these apps you can use in your daily life and how much extra money you can save.

Think about it, a few hundred dollars here, a few dozen more there, and suddenly, you might have thousands of extra dollars in your pocket every year!

The next step is simple: choose a few of the apps above and start getting paid for things you’re already doing.

And if you have any questions, add a comment below or email me. I reply to every comment and every single email!

And once you’ve mastered the best money saving apps, check out the best apps to make money.